Routing Number for Texas Chase Bank: 3 Easy Checks, No Errors
The routing number for Texas Chase Bank is 111000614. It is the nine digit code for Chase checking accounts opened in Texas, and you use it for direct deposits, ACH transfers, and bill payments. Do not use it for wire transfers, since wires need a different number.
A routing number tells the banking system which bank and which region should receive the money. The first four digits point to the Federal Reserve district, the next four name the bank, and the last digit is a check digit. Chase has one routing number per state, so your number follows the state where you opened the account, not where you live now.
ANSWER BOX 1
The routing number for Texas Chase Bank is 111000614. Use it for direct deposit, ACH payments, and automatic bill pay on a Texas Chase account. Confirm it on a paper check, in the Chase mobile app, or by calling Chase at 1-800-935-9935.
ANSWER BOX 2
Do not use 111000614 for a wire transfer. Chase uses 021000021 for domestic wires nationwide, plus the SWIFT code CHASUS33 for international wires. Using the ACH number for a wire can delay or reject the transfer, so check the transfer type first.
KEY TAKEAWAYS
- The routing number for Texas Chase Bank is 111000614 for accounts opened in Texas.
- Your routing number follows the state where you opened the account, not your current address.
- Use 111000614 for ACH transfers and direct deposit, never for wire transfers (wires use 021000021, SWIFT CHASUS33).
- Always confirm the number on a check or in the Chase app before a big transfer.
Contents
- What is the Texas number?
- Find it in 3 checks
- Routing vs account number
- Chase routing numbers by state
- When to use it
- 5 mistakes
- FAQ
What Is the Routing Number for Texas Chase Bank?
The routing number for Texas Chase Bank is 111000614. It is a nine digit ABA routing transit number for JPMorgan Chase Bank accounts opened in Texas. Employers use it for direct deposit, billers use it for automatic payments, and other banks use it for ACH transfers. The number is public, but your account number must stay private.
Chase assigns routing numbers by the state where you opened your account. If you opened your Chase checking account anywhere in Texas, your number is 111000614. If you opened it in another state and later moved to Texas, your number stays with the old state.
Some guides list a second Texas number, 111900659, and that causes confusion. That number belongs to a smaller set of older Chase accounts in Texas, often from banks Chase acquired years ago. Most Texas customers use 111000614, but check your own check or app rather than trust a list.
The routing number is not secret, and it cannot drain an account by itself. A thief also needs your account number and identity details to move funds. Still, never post a photo of a full check online, since it shows both numbers together.
QUICK ANSWER: Is 111000614 the same for every Texas Chase customer?
Almost, but not every single one. Most Texas Chase accounts use 111000614, yet a small set of older accounts uses 111900659. Check your own paper check or the Chase app to confirm your number.
How to Find Your Texas Chase Routing Number in 3 Easy Checks
These three checks take under two minutes, and they agree with each other. Use at least one before any transfer, and use two when the amount is large. A wrong routing number can send money to the wrong bank, and fixing it takes days.
- Check the bottom left of a paper check. The routing number is the first nine digit group on the bottom left edge of any Chase check. It sits before your account number, so read it left to right.
- Open the Chase mobile app and tap your checking account. Choose “Show details” or “Account details” to see the routing number beside your account number. The app shows the exact number Chase has on file, so it beats any web list.
- Sign in to Chase online banking and open the account details page. The routing number appears beside your account number in the details panel. If you cannot find it, call Chase at 1-800-935-9935, and a representative will confirm it.
If the three checks disagree, trust the app or the check over a web search. Web lists show the common number for a state, while the app shows your account’s real number. A mismatch usually means your account opened in another state, so call Chase to settle it before you send money.
If you need to plan a Texas paycheck around a direct deposit, our paycheck calculator for Texas shows the take home pay first. Set up the deposit with the right routing number, then check the pay math.
Routing Number vs Account Number: What Is the Difference?
People mix these two numbers up, and the mix up causes failed payments. The routing number names the bank and the region, while the account number names your single account inside that bank. Both numbers are needed for a transfer.
| Feature | Routing number | Account number |
|---|---|---|
| What it identifies | The bank and the state region | Your single account |
| Digits | Always 9 digits | Varies, often 9 to 12 digits |
| Same for all customers | Same for all Texas Chase accounts | Unique to you alone |
| Where to find it | Bottom left of a check | Middle group on a check |
| Safe to share | Yes, it is public | No, keep it private |
On a paper check, the numbers run in a set order along the bottom edge. The routing number comes first on the left, inside a pair of small symbols. The account number follows it, and the check number comes last on the right, so read them in order before you paste.
An ACH transfer needs both numbers, plus the account type. A direct deposit form asks for the routing number, the account number, and whether the account is checking or savings. A wire transfer also needs both, plus the recipient name and address.
PRO TIP: Save the routing number in your password manager under a note named “Chase Texas routing”. You will need it for every new employer, biller, or tax refund form, and a saved copy stops a typo.
Chase Routing Numbers by State
Chase uses 24 different routing numbers across the United States (Millennial Money, 2026). The table below lists the most searched states, with Texas first. If your state is missing, check your check or the Chase app.
| State where you opened the account | Routing number |
|---|---|
| Texas | 111000614 |
| California | 322271627 |
| New York (downstate) | 021000021 |
| Illinois | 071000013 |
The pattern is simple once you see it. Each number starts with digits that match its Federal Reserve district, which is why Texas starts with 11 and California starts with 32. The final digit checks the whole string for typing errors, and it catches many typos before the money moves.
A second Texas number, 111900659, appears on some lists, and it confuses readers. It belongs to older accounts that Chase took over from other banks in Texas. If your check shows 111900659, use that number, since your own check always wins over a list.
When to Use the Texas Number and When Not To
Use 111000614 for ACH transfers, direct deposits, and automatic bill payments. Your employer needs it for payroll, the IRS needs it for a tax refund, and your utility needs it for autopay. These ACH payments move through the Automated Clearing House network over one to three business days.
Do not use 111000614 for wire transfers. Chase routes all domestic wires through one number, 021000021, no matter which state opened the account (Slash, 2026). International wires use the same number plus the SWIFT code CHASUS33, and a wire sent with the ACH number may be delayed or rejected.
| Transfer type | Number to use | Speed |
|---|---|---|
| Direct deposit (paycheck) | 111000614 | One to three business days |
| ACH transfer between banks | 111000614 | One to three business days |
| Domestic wire transfer | 021000021 | Same day, often within hours |
| International wire transfer | 021000021 plus SWIFT CHASUS33 | One to five business days |
Tax refunds deserve a special note. The IRS sends refunds by direct deposit to the routing and account numbers on your return. A wrong routing number can send your refund to the wrong bank, and fixing it takes weeks of phone calls, so confirm it in the Chase app before you file.
If a refund is on its way, our tax refund calculator helps you estimate the amount while you wait. Pair the estimate with the right routing number, and the deposit lands without a hitch.
5 Mistakes That Send Your Money to the Wrong Place
These five mistakes cause most routing number failures. Each one is simple to avoid, yet costly when it slips through, so check the list before your next transfer.
- Using the Texas number for an account opened elsewhere. Your routing number follows the state where you opened the account, not where you live now.
- Using the ACH number for a wire transfer. Wires need 021000021, and the ACH number will not work for them. The transfer can stall or bounce, so match the number to the transfer type.
- Swapping the routing number with the account number. The two numbers sit side by side on a check, and pasting them in the wrong boxes is a classic error. The routing number is the nine digit group on the far left.
- Trusting a web list over your own check. Lists show the common number for a state, but older accounts may carry a second number. Your check or your Chase app shows the true number.
- Typing the number from memory. Nine digits are easy to mistype, and one wrong digit sends the payment to a different bank. Copy it from the app or the check, then read it back before you submit.
A failed transfer is not always lost money, but it is always lost time. The receiving bank often returns the funds in three to five business days, yet some cases need a trace request. Keep the confirmation number, and save a screenshot of the form before you submit it.
If you prefer a paper payment instead of a bank transfer, read our guide on the postal money order. It covers the cost, the $1,000 limit, and the steps to send one from any post office.
Routing Number for Texas Chase Bank FAQ
What is the routing number for Texas Chase Bank?
The routing number for Texas Chase Bank is 111000614, for Chase checking accounts opened in Texas. Use it for direct deposit, ACH transfers, and bill pay.
Is 111000614 the routing number for all Chase accounts?
No, Chase uses 24 different routing numbers across the United States, one per state where accounts were opened. Texas uses 111000614, California uses 322271627, and New York uses 021000021.
What is the Chase routing number for wire transfers?
Chase uses 021000021 for domestic wire transfers nationwide. International wires use the same number plus the SWIFT code CHASUS33.
Where do I find my Chase routing number?
Look at the bottom left of a paper check, where the first nine digit group is the routing number. You can also find it in the Chase mobile app or online banking under your account details.
Does my routing number change if I move to Texas?
No, moving does not change your routing number, since it stays with the state where you opened the account. A California account moved to Texas still uses the California number.
What is the difference between a routing number and an account number?
The routing number identifies the bank and the region, and it is the same for all Texas Chase accounts. The account number identifies your single account, and both numbers are needed for a transfer.
Can I use the Texas routing number for a savings account?
Yes, the routing number is the same for checking and savings accounts opened in Texas. The account number differs, so pair the savings account number with 111000614.
What is the SWIFT code for Chase Bank?
The SWIFT code for Chase is CHASUS33. Use it with the routing number 021000021 for international wire transfers, since it identifies Chase to banks outside the United States.
What happens if I use the wrong routing number?
The transfer may go to the wrong bank, bounce back, or sit in limbo for days. Most failed transfers return in three to five business days, but some need a trace request, so contact Chase at once.
Is it safe to share my routing number?
Yes, the routing number is public, and sharing it alone cannot drain your account. Your account number is the sensitive part, so keep it private and never post a photo of a full check online.
What is the second Texas Chase routing number?
Some older Texas Chase accounts use 111900659 instead of 111000614, a number from banks Chase acquired in Texas years ago. Check your own paper check or Chase app to see which number belongs to your account.
How long does a Chase ACH transfer take?
An ACH transfer usually takes one to three business days, and direct deposits often land on the morning of payday. Wire transfers move faster, often within hours on the same business day.
Do I need a routing number to cash a check?
No, cashing a check does not need a routing number from you, since the bank reads it from the check itself. You need it when you set up direct deposit, autopay, or a transfer to another bank.
Final Word
The routing number for Texas Chase Bank is 111000614 for most accounts opened in Texas. Use it for direct deposit, ACH transfers, and bill pay, and switch to 021000021 for wire transfers. Confirm the number on your check or in the Chase app before any large payment.
The costliest error is the simplest one: using the right number for the wrong transfer type, or the wrong state number for your account. A two minute check in the app prevents a week of phone calls. If your next money task is a paper payment, read our guide on the postal money order.
Read more about routing numbers on Wikipedia: https://en.wikipedia.org/wiki/Routing_transit_number
